Woodbridge Virginia Real Estate News

Nearly New 2-Car Garage Townhome In Prince William County Center Gives You Space And Glamour

Mon, 26 Jul 2010 18:21:20 -0400

Nearly New 2-Car Garage Townhome In Prince William County Center Gives You Space And Glamour

Not Even A Scratch On A Wall Or A Spot On The Carpet

You'll Feel Like You Just Got A Brand New Home With Granite Kitchen, Luxury Baths, Home Office, And A 2-Car Garage

Prince William County Center is conveniently located near I-95, two grocery stores, three pharmacies, restaurants, and two Starbucks.

Impressive brick front townhouse is tucked back on a private street, with a view of the forest from the front door, and parking nearby.

Front door takes you into the hardwood foyer, adjacent to the first-floor home office featuring plush carpet and natural light.

Left photo shows you four parking spaces, 2 inside the garage and 2 on the wide driveway. The garage is off an alley behind the home, giving you a pleasant streetscape from the front of your home, and extra parking in addition to parking spaces in front of the home.

Left photo shows you how you can manage your cable, telephone, satellite, and internet connections from a single covered panel in the garage. Next comes the spacious living room featuring a home entertainment niche atop a warm gas fireplace. The niche is prewired with an electrical outlet and a coax cable connection for TV service.

Left photo shows you a view of the dining area plus the entrance to the kitchen. The kitchen gives you sturdy cabinets, black granite counters, and matching top-of-the-line appliances. Photo on right shows you a spacious breakfast room with plenty of space for a large table.

Kitchen appliances include a side-by-side refrigerator with ice and water in the door. An efficient gas range gives you instant heat. A feature-rich microwave oven over the range gives you easy options for de-frosting, warming, cooking, and popcorn (gotta have popcorn!).

The breakfast room light fixture is a tasteful upgrade from the typical builder's basic brass fixture. Middle photo shows you the vaulted ceiling in the spacious, king-sized master suite. The master bath veatures twin sinks, shower stall, soaker tub, and private closet.

The TV/electrical outlet are strategically positioned approximately 6.5 feet above the floor on the wall opposite where you would likely place your bed, giving you ideal TV viewing. Middle photos show you the upper level laundry room and the hall bath. To the right is another example of upgraded light fixtures throughout the home.

You can find out more about this home, and and get a list of other homes for sale in County Center with a quick email to the link below.

Text my phone at 703-677-1120, or call my cell at the same number, or contact me now by email Click Here

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Manassas Home Totally Renovated For Sale At Just $250,000

Mon, 26 Jul 2010 14:00:11 -0400

Manassas Home Totally Renovated For Sale At Just $250,000

Real Estate News About Manassas Virginia Updated Home

See Photos Of This Affordable Manassas Home

You will be amazed at the quality updates in this Manassas Virginia home at an affordable price of just $250,000.

You would have to be dead if you are not "Wow'ed" by this lovely home, on a quiet street, totally renovated, close to shopping and highways.

You can find out more about this home by dropping me an email or making a call to 703-677-1120.

Disclaimer: I am not the listing agent for this home. If you wanted to own this lovely home, I can be your exclusive Buyer Agent, with a duty to serve you and protect you when you make your purchase.

Text my phone at 703-677-1120, or call my cell at the same number, or contact me now by email Click Here

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Real Estate News About Woodbridge And Manassas VA Homes and Home Loans

Fri, 23 Jul 2010 11:39:33 -0400

Real Estate News About Woodbridge And Manassas VA Homes And Home Loans

Rates Are At 4% With Low Or No Points Paid By You, The Buyer

Sellers Can Use This Information In Flyers In Their Homes That Show How Inexpensive Their Home Can Be

Home Loan Facts And Figures For A $300,000 Home As Of July 23, 2010. Rates vary daily.

Loan Type Points Rate APR Payment

Conventional 1.628 4% 4.166% $1,432

FHA 0.00 4.25% 4.697% $1,306

FHA 5 Year ARM 0.00 3.0% 4.664% $1,476

VA 0.084 4.25% 4.561% $1,476

The information above comes to you compliments of Jay Lambert, Loan Officer.

You can connect with Jay via email at jlambert@fairwaymc.com

Here is what folks are saying about Jay:

"Your company was such a big help in my home buying process. They were flexible, open, and honest every step of the way, and answered all of my questions. In the end I got a great loan at a great rate and in to a home that I love! I would recommend them to anyone who needs a home loan!".

Home loan rates vary daily, and you can lock a rate as soon as you have a contract on a home.

Erick Blackwelder, Exit 1st Choice Realty, 14029 Crossing Place, Woodbridge, VA

Direct line: 703-677-1120
Office: 703-590-2252

Erick@ErickAndCompany.com

Equal Housing Opportunity

Equal Opportunity Lender

Lots Of Foreclosures But Not Here In Woodbridge Or Manassas

Thu, 22 Jul 2010 12:40:34 -0400

Lots Of Foreclosures But Not Here In Woodbridge Or Manassas

This Area Is Too Prosperous And Unemployment Is Among The Lowest In The Nation

Under-Employment Around Woodbridge And Manassas Among The Lowest In The Nation

Prince William county, Manassas, and Woodbridge offer you fewer foreclosures than the national average because this area is too doggone prosperous.

There was little need to get "creative" through the use of sub-prime loans.

Were there sub-prime loans oritinated here?

Of Course.

However, not as many as you might suspect.

Yes, we had a big batch of foreclosures in 2008 when thousands of home owners who are illegal aliens fled the county to avoid capture and deportation... they simply loaded up their trucks in the dark of night and fled to places where illegal aliens are less likely to be detained and deported.

Text my phone at 703-677-1120, or call my cell at the same number.

Erick Blackwelder -Woodbridge VA 22192

Exit 1st Choice Realty,14029 Crossing Place, Woodbridge VA. 22192.

Call our Listings Partner, Peggy James, 703-851-3085 to list your property for sale.

Call Erick to purchase a property in Lake Ridge, Westridge, Old Bridge Estates, River Falls, Middle County, Manassas, Montclair, Dumfries, Occoquan, Dale City, Gainesville areas.

Equal Housing Opportunity

Take a Sunday Drive Through Heron Bend Just South Of Manassas Virginia

Tue, 20 Jul 2010 11:26:32 -0400

Take a Sunday Drive Through Heron Bend Just South Of Manassas Virginia

You Get To Ride In Erick's Car To See The Lovely Neighborhood Of Heron Bend

Real Estate News About Homes Near Woodbridge And Manassas Virginia

You can take a Sunday drive through Heron Bend, just off the Prince William County Parkway, between Woodbridge and Manassas.

Text my phone at 703-677-1120, or call my cell at the same number, or contact me now by email Click Here

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Your Home Sale Will Be Taxed By The Federal Health Care Legislation... What Does Health Care Have To Do With Home Sale? Where Is The Outrage??

Mon, 19 Jul 2010 13:52:24 -0400

Under the new health care bill - did you know that all real estate transactions are now subject to a 3.8% Federal Sales Tax?

The bulk of these new taxes don't kick in until 2013 (presumably after Obamas re-election).

You can thank Nancy, Harry and Barack and your local Democrat Congressman for this one.

WHAT DOES THE PURCHASE OF PROPERTY HAVE TO DO WITH THE MANAGEMENT OF HEALTH IN THIS COUNTRY ???

THIS IS AN OUTRAGE!!

Home Loan Mortgage Rates Hover Around 4.5% The Week Of July 19 2010

Mon, 19 Jul 2010 13:36:43 -0400

Home Loan Mortgage Rates Hover Around 4.5% The Week Of July 19 2010

Now Would Be A Good Time To Buy A Home At Historic Low Rates

Now Would Be A Good Time To Sell Your Home Because More Buyers Qualify To Buy Your Home With An Inexpensive Home Loan

Now Would Be A Good Time To Refinance Your Home Loan And Lower Your Payments

Being "Erick, the local real estate guy" often attracts questions everywhere I go in the course of my day. A quick trip to the Safeway can turn into an hour event because folks recognize me and ask about real estate.

The message I have for you, and the folks who see me, is NOW would be a great time to lock-in a low home loan rate.

Markita Aldridge-Woods, the Queen Of Mortgages sent me this week's home loan rates, broken down by program

Program

Rates

Lock

FHA 30yr.

4.500%

30 day

VA 30yr.

4.500%

30 day

FHA 203(k)

4.750%

30 day

VHDA, FHA Plus

4.125%

30 day

FHA 15yr

4.00%

30 day

VA 15yr

4.00%

30 day

All rates subject to change until time of lock in... Rates shown include 1% origination fee. Based on $417,000 loan amount or less.

Text my phone at 703-677-1120, or call my cell at the same number, or contact me now by email Click Here

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Erick Blackwelder Taking Sunday To Channel Surf Back And Forth Between Indy Car Racing And British Open Golf

Sun, 18 Jul 2010 13:44:48 -0400

Erick Blackwelder Taking Sunday To Channel Surf Back And Forth Between Indy Car Racing And British Open Golf

Woodbridge Realtor Erick Blackwelder Is A Fan Of Danica Patrick In Indy Car Racing

Erick Blackwelder Of Exit 1st Choice Realty Is A Devoted Tiger Woods Fan

I'm taking a break from channel surfing between Indy racing and the British Open to let my fans know that I'm taking a break today from my usual writings about homes for sale in Woodbridge Virginia.

The Toronto Grand Prix is running a road course through the streets of Toronto, my absolute favorite city.

Meanwhile, the British Open golf tournament is being played at the birthplace of golf, Scotland. Tiger Woods is way back in the pack, and out of contention for this year's claret. Oh well... better luck next tournament.

Happy weekend!

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Take A Drive Through Sumptuous Hunters Ridge With Erick Blackwelder

Sat, 17 Jul 2010 21:36:19 -0400

Take A Drive Through Sumptuous Hunters Ridge With Erick Blackwelder

Tour Hunters Ridge Streets And Homes Right Now On Your Computer

You Get A Front Passenger Seat View Of One Of Virginia's Premiere Neighborhoods

Hunters Ridge is a highly sought-after community, with lovely custom built homes, on lush homesites. You can get a great value right now in Hunters Ridge; 3,000-6,000 square-foot homes are selling in the $525,000-$825,000 range.

Text my phone at 703-677-1120, or call my cell at the same number, or contact me now by email Click Here

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Woodbridge VA Real Estate News About Vacation Destinations Just 2.5 Hours Drive

Sat, 17 Jul 2010 14:04:45 -0400

Woodbridge VA Real Estate News About Vacation Destinations Just 2.5 Hours Drive

Erick Features Deep Creek Lake And Wisp All-Season Resort

You Can Get To Deep Creek In Just 2.5 Hours

Waterfront Or Waterview Rental Vacation Homes Are All Around Deep Creek Lake

I'll skip the usual preamble and take you directly to the video.

Text my phone at 703-677-1120, or call my cell at the same number, or contact me now by email Click Here

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Woodbridge Real Estate News About Changes In Telephone Service

Fri, 16 Jul 2010 14:27:57 -0400

Woodbridge Real Estate News About Changes In Telephone Service

Gen-X and Gen-Y First-Time Buyers Forego Land Line Phones In Favor Of Cell Phones Only

Demographers Report That The Number Of New Land Line Installations Are Falling As New Buyers Occupy Homes

The phone number I give when asked is my cell phone number, 703-677-1120. We have a land line phone
at the office for dedicated business use, but we dumped our expensive $55 per month land line this year.

Slate Magazine featured this article about Gen-X and Gen-Y foregoing land line phones as cell folks in
those demographic groups.

Heck folks, Patty and I are Baby Boomers, and we ditched our home land line phone.

The only land line phone we use is our direct line to our office, 703-590-2252.

We kept a land line phone until we got cell phones with GPS in case we called 911.

Older cell phones are difficult to track because they do not offer GPS that police and fire departments
need to find you.

Now that we have cell phones with GPS, a 911 call can pin-point our location with stunning accuracy.

Text my phone at 703-677-1120, or call my cell at the same number, or contact me now by email Click Here

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Woodbridge Real Estate In The Riverside Community Called Belmont Bay

Wed, 14 Jul 2010 12:46:30 -0400

Woodbridge Real Estate In The Riverside Community Called Belmont Bay

Belmont Bay Offers You A Lovely Riverside Golf Course, A Marina For Your Boat

You Get Your Own Virginia Railway Express (VRE) Train Station In Belmont Bay

Come Take A Drive Through Belmont Bay With Erick And His Video Camera

Text my phone at 703-677-1120, or call my cell at the same number, or contact me now by email Click Here

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How To Buy Inestment Houses and Real Estate News About Investment Houses In Woodbridge Virginia

Sat, 10 Jul 2010 15:08:43 -0400

How To Buy Inestment Houses and Real Estate News About Investment Houses In Woodbridge Virginia

July 10 2010 Investment Property Update and Foreclosures For Woodbridge VA

How To Buy And Flip Foreclosed Investment Houses

Today's video reveals the latest trend in buying foreclosures as investment houses.

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Retrofitting Suburburban Homes, Stores, Malls Is Under Way In Woodbridge Virginia

Sat, 10 Jul 2010 14:56:39 -0400

Retrofitting Suburban Homes, Stores, Malls Is Under Way In Woodbridge Virginia

Most Nice Folks Like You Are Familiar With Updating and Upgrading Homes For Sale In Woodbridge Virginia

Woodbridge Commercial Property Is Also Constant Renovation To Attract Customers Like You

The major shopping regions in Prince William County are Potomac Mall, plus surrounding stores in Woodbridge; Manassas Mall and the Route 234 businesses; Town Center in Bristow Virginia.

These areas feature a lot of "Big Box" (BB) stores, such as Target, Wal-Mart, Home Depot, and Lowes.

Manassas Mall and the Bristow Town Center also feature specialty shops and boutique stores.

As the population grows, some stores thrive and move up to larger stores in adjacent areas, leaving the old store empty... but not for long.

For example, the Lowes hardware store that was on the Prince William Parkway closed and moved to a substantially larger store on Smoketown Road.

The old Wal-Mart store in Manassas on Route 234 was too small, so Wal-Mart added a huge, mega Wal-Mart to Manassas Mall

Outlet stores in Potomac Mills Mall often move to larger spaces in the mall, or occasionally close, leaving an open space... but not for long.

I was browsing www.Ted.com today to see what the leading-edge innovators are imagining and observing new ideas when I came across this video Ellen Dunham-Jones, talking about refitting suburbia over the next 50 years.

Her talk was short, but power-packed with innovative projects that are retrofitting suburban commercial property right now, plus her observations about future refitting that is on the drawing board all across the fruited plains.

Do you have questions ? Just call me at 703-590-2252 or contact me now by email Click Here

Contact Peggy James or Erick Blackwelder of Erick and Company - Exit 1st Choice Realty,14029 Crossing Place, Woodbridge VA. 22192. Realtors®, call 703-851-3085 (Peggy) or 703-590-2252 (Office) to list your property for sale or to purchase a property in Lake Ridge, Westridge, Old Bridge Estates, River Falls, Middle County, Manassas, Montclair, Dumfries, Occoquan, Dale City, Gainesville area's

Equal Housing Opportunity

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New Government-Mandated Rules Could Make For a Bumpy Ride to the Closing Table

Thu, 08 Jul 2010 12:20:32 -0400

The following article was sent to me by mortgage banker, Markita Aldridge-Woods of Weststar Mortgage. When I need accurate, up-to-the-minute information about the mortgage world, I go to Markita's Blog.

New Government-Mandated Rules Could Make For a Bumpy Ride to the Closing Tab

Scariest Words Known To Man: "I'm from the federal government and I'm here to help you."

Expect Delays When You Attempt A 3-Week Settlement

The mortgage world is controlled by at least 8 different government agencies (and I wouldn’t be surprised if the CIA was one of them). There are more rules than one can say "grace" over these days - so here is a list of obstacles that could cause your deals to close "late" and close "ugly".

So this is just good information to know!!

HVCC - Home Valuation Code of Conduct:

- Lenders prohibited from speaking with appraisers about value - However real estate agents can talk with the appraiser & provide additional comps.
- Appraisal must be delivered to borrower - who has 3 days to review it.
- Loan cannot close until the 3-day waiting period has lapsed - no last-minute closings.

MDIA - Mortgage Disclosure Improvement Act:

- If anything changes during the processing of the loan (loan term, rate, down payment, closing costs, etc) and it affects the APR (annual percentage rate on the Truth In Lending statement) by a variance of 1/8%, another disclosure must be sent to the consumer.
- Business days are NOW defined as Monday thru Saturday, excluding all Federal Holidays (even if the mortgage company or bank is closed on Saturday).
- Application Date - Borrower has 7 business days to review all disclosures -cannot close until 7 days have elapsed.
- If re-disclosure (see above), borrower has another 3-days to review.

RESPA - Real Estate Settlement Procedures Act:

- Good faith estimate (GFE) forms have been standardized and all lenders must use the same form - making it easier for borrowers to compare lenders.
- Must provide GFE to borrower 3 days after loan application.
New HUD Closing Costs Booklet changed to include information about working with real estate agents.
- Closing cost estimates may be quoted HIGHER because RESPA does not allow costs to exceed original estimates unless there are "Changed Circumstances".
- Changed Circumstances (really tricky) require additional waiting periods.

LQI – Lender Quality Control Standards:

- Loan files are audited a couple days BEFORE closing to insure that the borrower is still employed, no new debts, credit score is still the same.
- Can request tax transcripts from the IRS prior to closing.
- Stricter requirements for self-employed borrowers.

HPML - Higher Priced Mortgage Loans:

- Lenders must now check a "government calculator" to determine if interest rate EXCEEDS an APR amount set by the government.
- When rate is locked, lender must check "calculator" and if rate exceeds norm, additional underwriting requirements may be required.

Expect Delays - But now you know why!

Also, check Erick's blog daily for news about real estate in Prince William County, Woodbridge, Manassas, Bristow, Haymarket, and Gainesville.

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